Home Builders Program*
The Home Builders program offers Down Payment Protection (DPP) to home builders seeking to add value to buyers interested in new constructions units by including DPP to home development or residential condo developments, thus assuring the value of the homes for buyers which also add that extra
TERMS & CONDITIONS
Seven year term from date of sale
Deposit premium required
Coverage limit up to $200,000
Up to 20%, whichever is less
Residential properties only; (including residential condominiums)
No commercial properties
Must be included on 100% of properties in the development
COVERAGE TRIGGERS
Home must be sold within the coverage period
Transaction must be “arms-length”
Homes are recorded against the Home Price Index published by the FHFA at time of purchase and again at time of sale
HPI reflects a loss when home is sold
Payout is lesser of
Actual loss of the down payment, or
Change in the HPI as percentage of loss
*Note: Please check your policy for details as certain terms & conditions, limitations and/or exclusions may apply which may not be listed here.
These home are each $500,000
It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.
But, only one is protected
From losing it’s value.
Benefits for Home Builders & Developers
Enhance perception of quality
Improved marketability
Protection for home buyer